8. GUIDELINES
                                                FOR REVIEWS
                                        
                                        We
                                                may provide you areas on the Services to leave reviews or ratings. When
                                                posting a review, you must comply with the following criteria: (1) you
                                                should have firsthand experience with the person/entity being reviewed; (2)
                                                your reviews should not contain offensive profanity, or abusive, racist,
                                                offensive, or hateful language; (3) your reviews should not contain
                                                discriminatory references based on religion, race, gender, national origin,
                                                age, marital status, sexual orientation, or disability; (4) your reviews
                                                should not contain references to illegal activity; (5) you should not be
                                                affiliated with competitors if posting negative reviews; (6) you should not
                                                make any conclusions as to the legality of conduct; (7) you may not post any
                                                false or misleading statements; and (8) you may not organize a campaign encouraging
                                                others to post reviews, whether positive or negative.
                                        
                                        We
                                                    may accept, reject, or remove reviews in our sole discretion. We have
                                                    absolutely no obligation to screen reviews or to delete reviews, even if
                                                    anyone considers reviews objectionable or inaccurate. Reviews are not
                                                    endorsed by us, and do not necessarily represent our opinions or the
                                                    views of any of our affiliates or partners. We do not assume liability
                                                    for any review or for any claims, liabilities, or losses resulting from
                                                    any review. By posting a review, you hereby grant to us a perpetual,
                                                    non-exclusive, worldwide, royalty-free, fully paid, assignable, and
                                                    sublicensable right and license to reproduce, modify,
                                                    translate, transmit by any means, display, perform, and/or distribute
                                                    all content relating to review.
                                        
                                        
                                                        
                                                            
                                                            
                                                        
                                                    
                                        
                                            
                                                
                                                    
                                                
                                        
                                        
                                            
                                                
                                                    
                                                
                                            
                                        
                                        9. SOCIAL
                                                MEDIA
                                        
                                            
                                                
                                                    
                                                        As
                                                                part of the functionality of the Services, you may link your
                                                                account with online accounts you have with third-party
                                                                service providers (each such account, a "Third-Party Account"
                                                                ) by either:
                                                                (1) providing your Third-Party Account login information
                                                                through the Services; or (2) allowing us to access your
                                                                Third-Party
                                                                Account, as is permitted under the applicable terms and
                                                                conditions that govern your use of each Third-Party
                                                                Account. You represent and warrant that you are entitled to
                                                                disclose your Third-Party
                                                                Account login information to us and/or grant us access to
                                                                your Third-Party
                                                                Account, without breach by you of any of the terms and
                                                                conditions that govern your use of the applicable Third-Party
                                                                Account, and without obligating us to pay any fees or making
                                                                us subject to any usage limitations imposed by the
                                                                third-party service provider of the Third-Party
                                                                Account. By granting us access to any Third-Party
                                                                Accounts, you understand that (1) we may access, make
                                                                available, and store (if applicable) any content that you
                                                                have provided to and stored in your Third-Party
                                                                Account (the "Social
                                                                Network Content"
                                                                ) so that it is available on and through the Services
                                                                via your account, including without limitation any friend
                                                                lists and (2) we may submit to and receive from your Third-Party
                                                                Account additional information to the extent you are
                                                                notified when you link your account with the Third-Party
                                                                Account. Depending on the Third-Party
                                                                Accounts you choose and subject to the privacy settings that
                                                                you have set in such Third-Party
                                                                Accounts, personally identifiable information that you post
                                                                to your Third-Party
                                                                Accounts may be available on and through your account on the
                                                                Services. Please note that if a Third-Party
                                                                Account or associated service becomes unavailable or our
                                                                access to such Third-Party
                                                                Account is terminated by the third-party service provider,
                                                                then Social Network Content may no longer be available on
                                                                and through the Services. You will have the ability to
                                                                disable the connection between your account on the Services
                                                                and your Third-Party
                                                                Accounts at any time. PLEASE NOTE THAT YOUR RELATIONSHIP
                                                                WITH THE THIRD-PARTY SERVICE PROVIDERS ASSOCIATED WITH YOUR
                                                                THIRD-PARTY ACCOUNTS IS GOVERNED SOLELY BY YOUR AGREEMENT(S)
                                                                WITH SUCH THIRD-PARTY SERVICE PROVIDERS. We make no effort
                                                                to review any Social Network Content for any purpose,
                                                                including but not limited to, for accuracy, legality, or
                                                                non-infringement, and we are not responsible for any Social
                                                                Network Content. You acknowledge and agree that we may
                                                                access your email address book associated with a Third-Party
                                                                Account and your contacts list stored on your mobile device
                                                                or tablet computer solely for purposes of identifying and
                                                                informing you of those contacts who have also registered to
                                                                use the Services. You can deactivate the connection between
                                                                the Services and your Third-Party
                                                                Account by contacting us using the contact information below
                                                                or through your account settings (if applicable). We will
                                                                attempt to delete any information stored on our servers that
                                                                was obtained through such Third-Party
                                                                Account, except the username and profile picture that become
                                                                associated with your account.
                                                    
                                                
                                            
                                         
                                        
                                        
                                        
                                            
                                                
                                                    
                                                
                                            
                                        
                                        10. THIRD-PARTY
                                                WEBSITES AND CONTENT
                                        
                                        The
                                                Services may contain (or you may be sent via the Site
                                                ) links to other websites (
                                                "Third-Party Websites") as
                                                well as articles, photographs, text, graphics, pictures, designs, music,
                                                sound, video, information, applications, software, and other content or
                                                items belonging to or originating from third parties ("Third-Party Content"). Such Third-Party Websites and Third-Party Content are not
                                                investigated, monitored, or checked for accuracy, appropriateness, or
                                                completeness by us, and we are not responsible for any Third-Party Websites
                                                accessed through the Services or any Third-Party Content posted on,
                                                available through, or installed from the Services, including the content,
                                                accuracy, offensiveness, opinions, reliability, privacy practices, or other
                                                policies of or contained in the Third-Party Websites or the Third-Party Content. Inclusion
                                                of, linking to, or permitting the use or installation of any Third-Party Websites or any Third-Party Content does not
                                                imply approval or endorsement thereof by us. If you decide to leave the
                                                Services and access the Third-Party Websites or to use or
                                                install any Third-Party
                                                Content, you do so at your own risk, and you should be aware these Legal
                                                Terms no longer govern. You should review the applicable terms and policies,
                                                including privacy and data gathering practices, of any website to which you
                                                navigate from the Services or relating to any applications you use or
                                                install from the Services. Any purchases you make through Third-Party Websites will be
                                                through other websites and from other companies, and we take no
                                                responsibility whatsoever in relation to such purchases which are
                                                exclusively between you and the applicable third party. You agree and
                                                acknowledge that we do not endorse the products or services offered on Third-Party Websites and you
                                                shall hold us blameless from any harm caused by your purchase of such
                                                products or services. Additionally, you shall hold us blameless from any
                                                losses sustained by you or harm caused to you relating to or resulting in
                                                any way from any Third-Party
                                                Content or any contact with Third-Party Websites.
                                        
                                        
                                        
                                            
                                                
                                            
                                        
                                        
                                            
                                                
                                                    
                                                
                                            
                                        
                                        11. ADVERTISERS
                                        
                                        
                                        We
                                                allow advertisers to display their advertisements and other information in
                                                certain areas of the Services, such as sidebar advertisements or banner
                                                advertisements. We simply provide the space to place such advertisements,
                                                and we have no other relationship with advertisers.
                                        
                                        
                                            
                                                
                                            
                                        
                                        12. SERVICES
                                                    MANAGEMENT
                                        
                                        We reserve the right, but not the obligation, to:
                                            (1) monitor the Services for violations of these Legal Terms; (2) take
                                            appropriate legal action against anyone who, in our sole discretion, violates
                                            the law or these Legal Terms, including without limitation, reporting such user
                                            to law enforcement authorities; (3) in our sole discretion and without
                                            limitation, refuse, restrict access to, limit the availability of, or disable
                                            (to the extent technologically feasible) any of your Contributions or any
                                            portion thereof; (4) in our sole discretion and without limitation, notice, or
                                            liability, to remove from the Services or otherwise disable all files and
                                            content that are excessive in size or are in any way burdensome to our systems;
                                            and (5) otherwise manage the Services in a manner designed to protect our rights
                                            and property and to facilitate the proper functioning of the Services.
                                        
                                        
                                            
                                                
                                                    
                                                
                                            
                                        
                                        13. PRIVACY
                                                POLICY
                                        
                                        We
                                                care about data privacy and security. Please review our Privacy
                                                Policy: 
                                                        https://hyipscan.net/privacy-policy.html
                                                        
                                                    . By using the Services, you agree to be bound by our
                                                Privacy Policy, which is incorporated into these Legal Terms. Please be
                                                advised the Services are hosted in the
                                                United States
                                                
                                                . If you access the Services from any
                                                other region of the world with laws or other requirements governing personal
                                                data collection, use, or disclosure that differ from applicable laws in
                                                
                                                    the United
                                                        States
                                                    
                                                
                                                , then through your continued use of
                                                the Services, you are transferring your data to 
                                                    the United
                                                        States
                                                    
                                                
                                                , and you expressly consent to have
                                                your data transferred to and processed in 
                                                    the United
                                                        States
                                                    
                                                
                                                .
                                                
                                                    
                                                        
                                                        Further, we do not knowingly accept,
                                                            request, or solicit information from children or knowingly
                                                            market to children. Therefore, in accordance with the U.S.
                                                            Children’s Online Privacy Protection Act, if we receive actual
                                                            knowledge that anyone under the age of 13 has provided personal
                                                            information to us without the requisite and verifiable parental
                                                            consent, we will delete that information from the Services as
                                                            quickly as is reasonably practical.
                                                    
                                                    
                                                            
                                                        
                                                
                                             
                                        
                                        
                                            
                                                
                                            
                                            
                                                
                                                    
                                                    
                                                
                                            
                                            
                                            
                                            
                                            
                                            
                                            
                                            
                                        
                                        
                                            
                                                
                                                    
                                                        
                                                        
                                                    
                                                    
                                                        
                                                    
                                        
                                        
                                            
                                            
                                                
                                                    
                                                
                                            
                                        
                                        14. COPYRIGHT
                                                    INFRINGEMENTS
                                        
                                        We
                                                respect the intellectual property rights of others. If you believe that any
                                                material available on or through the Services infringes upon any copyright
                                                you own or control, please immediately notify us using the contact
                                                information provided below (a 
                                                "Notification"). A copy of
                                                your Notification will be sent to the person who posted or stored the
                                                material addressed in the Notification. Please be advised that pursuant to
                                                applicable law you may be held liable for damages if you make material
                                                misrepresentations in a Notification. Thus, if you are not sure that
                                                material located on or linked to by the Services infringes your copyright,
                                                you should consider first contacting an attorney.
                                        
                                        
                                            
                                                
                                            
                                            
                                        
                                        15. TERM
                                                    AND TERMINATION
                                        
                                        These
                                                Legal Terms shall remain in full force and effect while you use the
                                                Services. WITHOUT LIMITING ANY OTHER PROVISION OF THESE LEGAL TERMS, WE
                                                RESERVE THE RIGHT TO, IN OUR SOLE DISCRETION AND WITHOUT NOTICE OR
                                                LIABILITY, DENY ACCESS TO AND USE OF THE SERVICES (INCLUDING BLOCKING
                                                CERTAIN IP ADDRESSES), TO ANY PERSON FOR ANY REASON OR FOR NO REASON,
                                                INCLUDING WITHOUT LIMITATION FOR BREACH OF ANY REPRESENTATION, WARRANTY, OR
                                                COVENANT CONTAINED IN THESE LEGAL TERMS OR OF ANY APPLICABLE LAW OR
                                                REGULATION. WE MAY TERMINATE YOUR USE OR PARTICIPATION IN THE SERVICES OR
                                                DELETE 
                                                    
                                                        
                                                        YOUR ACCOUNT AND 
                                                    
                                                    
                                                ANY CONTENT OR INFORMATION THAT YOU POSTED AT ANY TIME, WITHOUT
                                                WARNING, IN OUR SOLE DISCRETION.
                                        
                                        If
                                                we terminate or suspend your account for any reason, you are prohibited from
                                                registering and creating a new account under your name, a fake or borrowed
                                                name, or the name of any third party, even if you may be acting on behalf of
                                                the third party. In addition to terminating or suspending your account, we
                                                reserve the right to take appropriate legal action, including without
                                                limitation pursuing civil, criminal, and injunctive redress.
                                        
                                        16. MODIFICATIONS
                                                    AND INTERRUPTIONS
                                        
                                        We
                                                reserve the right to change, modify, or remove the contents of the Services
                                                at any time or for any reason at our sole discretion without notice.
                                                However, we have no obligation to update any information on our Services.
                                                 We will not be liable to you or any
                                                third party for any modification, price change, suspension, or
                                                discontinuance of the Services.
                                        
                                        We
                                                cannot guarantee the Services will be available at all times. We may
                                                experience hardware, software, or other problems or need to perform
                                                maintenance related to the Services, resulting in interruptions, delays, or
                                                errors. We reserve the right to change, revise, update, suspend,
                                                discontinue, or otherwise modify the Services at any time or for any reason
                                                without notice to you. You agree that we have no liability whatsoever for
                                                any loss, damage, or inconvenience caused by your inability to access or use
                                                the Services during any downtime or discontinuance of the Services. Nothing
                                                in these Legal Terms will be construed to obligate us to maintain and
                                                support the Services or to supply any corrections, updates, or releases in
                                                connection therewith.
                                        
                                        17. GOVERNING
                                                    LAW
                                        
                                        
                                                
                                            
                                        These
                                                Legal Terms and your use of the Services are governed by and construed in
                                                accordance with the laws of 
                                                    
                                                        
                                                        the State of California
                                                        
                                                    
                                                    
                                                 applicable to agreements made and to be entirely performed within
                                                     
                                                            
                                                                
                                                                    
                                                                    the State of California
                                                                    
                                                                
                                                                
                                                            , without
                                                            regard to its conflict of law principles. 
                                                        
                                        
                                        18. DISPUTE
                                                    RESOLUTION
                                        
                                        
                                            
                                            
                                        
                                        Any legal action of whatever nature brought by
                                                either you or us (collectively, the 
                                                "Parties" and individually, a "Party") shall be commenced or
                                                prosecuted in the state and federal
                                                courts located in
                                                
                                                California
                                                , and the Parties hereby
                                                consent to, and waive all defenses of lack of personal
                                                jurisdiction and forum non conveniens with respect to venue and jurisdiction
                                                in such state and federal courts. Application of the United
                                                Nations Convention on Contracts for the International Sale of Goods and the
                                                Uniform Computer Information Transaction Act (UCITA) are excluded from these
                                                Legal Terms. 
                                            
                                            
                                        
                                        
                                            
                                                
                                            
                                        
                                        
                                        19. CORRECTIONS
                                        
                                        
                                        There may be information on the
                                            Services that contains typographical errors, inaccuracies, or omissions,
                                            including descriptions, pricing, availability, and various other information. We
                                            reserve the right to correct any errors, inaccuracies, or omissions and to
                                            change or update the information on the Services at any time, without prior
                                            notice.
                                        
                                        20.
                                                    DISCLAIMER
                                        
                                        THE
                                                SERVICES ARE PROVIDED ON AN AS-IS AND AS-AVAILABLE BASIS. YOU AGREE THAT
                                                YOUR USE OF THE SERVICES WILL BE AT YOUR SOLE RISK. TO THE FULLEST EXTENT
                                                PERMITTED BY LAW, WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, IN
                                                CONNECTION WITH THE SERVICES AND YOUR USE THEREOF, INCLUDING, WITHOUT
                                                LIMITATION, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A
                                                PARTICULAR PURPOSE, AND NON-INFRINGEMENT. WE MAKE NO WARRANTIES OR
                                                REPRESENTATIONS ABOUT THE ACCURACY OR COMPLETENESS OF THE SERVICES' CONTENT
                                                OR THE CONTENT OF ANY WEBSITES OR MOBILE APPLICATIONS LINKED TO THE SERVICES
                                                AND WE WILL ASSUME NO LIABILITY OR RESPONSIBILITY FOR ANY (1) ERRORS,
                                                MISTAKES, OR INACCURACIES OF CONTENT AND MATERIALS, (2) PERSONAL INJURY OR
                                                PROPERTY DAMAGE, OF ANY NATURE WHATSOEVER, RESULTING FROM YOUR ACCESS TO AND
                                                USE OF THE SERVICES, (3) ANY 
                                                UNAUTHORIZED ACCESS TO OR
                                                USE OF OUR SECURE SERVERS AND/OR ANY AND ALL PERSONAL INFORMATION AND/OR
                                                FINANCIAL INFORMATION STORED THEREIN, (4) ANY INTERRUPTION OR CESSATION OF
                                                TRANSMISSION TO OR FROM THE SERVICES, (5) ANY BUGS, VIRUSES, TROJAN HORSES,
                                                OR THE LIKE WHICH MAY BE TRANSMITTED TO OR THROUGH THE SERVICES BY ANY THIRD
                                                PARTY, AND/OR (6) ANY ERRORS OR OMISSIONS IN ANY CONTENT AND MATERIALS OR
                                                FOR ANY LOSS OR DAMAGE OF ANY KIND INCURRED AS A RESULT OF THE USE OF ANY
                                                CONTENT POSTED, TRANSMITTED, OR OTHERWISE MADE AVAILABLE VIA THE SERVICES.
                                                WE DO NOT WARRANT, ENDORSE, GUARANTEE, OR ASSUME RESPONSIBILITY FOR ANY
                                                PRODUCT OR SERVICE ADVERTISED OR OFFERED BY A THIRD PARTY THROUGH THE
                                                SERVICES, ANY HYPERLINKED WEBSITE, OR ANY WEBSITE OR MOBILE APPLICATION
                                                FEATURED IN ANY BANNER OR OTHER ADVERTISING, AND WE WILL NOT BE A PARTY TO
                                                OR IN ANY WAY BE RESPONSIBLE FOR MONITORING ANY TRANSACTION BETWEEN YOU AND
                                                ANY THIRD-PARTY PROVIDERS OF PRODUCTS OR SERVICES. AS WITH THE PURCHASE OF A
                                                PRODUCT OR SERVICE THROUGH ANY MEDIUM OR IN ANY ENVIRONMENT, YOU SHOULD USE
                                                YOUR BEST JUDGMENT AND EXERCISE CAUTION WHERE
                                                APPROPRIATE.
                                        
                                        21. LIMITATIONS
                                                    OF LIABILITY
                                        
                                        IN NO EVENT WILL WE OR OUR DIRECTORS,
                                                    EMPLOYEES, OR AGENTS BE LIABLE TO YOU OR ANY THIRD PARTY FOR ANY DIRECT,
                                                    INDIRECT, CONSEQUENTIAL, EXEMPLARY, INCIDENTAL, SPECIAL, OR PUNITIVE
                                                    DAMAGES, INCLUDING LOST PROFIT, LOST REVENUE, LOSS OF DATA, OR OTHER
                                                    DAMAGES ARISING FROM YOUR USE OF THE SERVICES, EVEN IF WE HAVE BEEN
                                                    ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
                                                
                                                        
                                                            
                                                    
                                                
                                            
                                        
                                        22. INDEMNIFICATION
                                        
                                        
                                        You
                                                agree to
                                                defend, indemnify, and hold us harmless, including our subsidiaries,
                                                affiliates, and all of our respective officers, agents, partners, and
                                                employees, from and against any loss, damage, liability, claim, or demand,
                                                including
                                                reasonable attorneys’ fees and expenses, made by any third party due to or
                                                arising out of: 
                                                    
                                                        
                                                        (1) your Contributions; 
                                                    
                                                    
                                                (2) use of the Services;
                                                (3) breach of these Legal
                                                Terms; (4) any breach of your
                                                representations and warranties set forth in these Legal Terms; (5) your violation of the rights
                                                of a third party, including but not limited to intellectual property rights;
                                                or (6) any overt harmful act
                                                toward any other user of the Services with whom you connected via the
                                                Services. Notwithstanding the foregoing, we reserve the right, at your
                                                expense, to assume the exclusive 
                                                defense and control of any
                                                matter for which you are required to indemnify us, and you agree to
                                                cooperate, at your expense, with our 
                                                defense of such claims. We
                                                will use reasonable efforts to notify you of any such claim, action, or
                                                proceeding which is subject to this indemnification upon becoming aware of
                                                it.
                                        
                                        23. USER
                                                    DATA
                                        
                                        We
                                                will maintain
                                                certain data that you transmit to the Services for the purpose of managing
                                                the
                                                performance of the Services, as well as data relating to your use of the
                                                Services. Although we perform regular routine backups
                                                of data, you are solely responsible for all data that you transmit or that
                                                relates to any activity you have undertaken using the Services. You agree
                                                that we shall have no liability to you for any loss or corruption of any
                                                such
                                                data, and you hereby waive any right of action against us arising from any
                                                such
                                                loss or corruption of such data.
                                        
                                        24. ELECTRONIC
                                                    COMMUNICATIONS, TRANSACTIONS, AND SIGNATURES
                                        
                                        Visiting
                                                the Services, sending us emails, and completing online forms constitute
                                                electronic communications. You consent to receive electronic communications,
                                                and you agree that all agreements, notices, disclosures, and other
                                                communications we provide to you electronically, via email and on the
                                                Services, satisfy any legal requirement that such communication be in
                                                writing. YOU HEREBY AGREE TO THE USE OF ELECTRONIC SIGNATURES, CONTRACTS,
                                                ORDERS, AND OTHER RECORDS, AND TO ELECTRONIC DELIVERY OF NOTICES, POLICIES,
                                                AND RECORDS OF TRANSACTIONS INITIATED OR COMPLETED BY US OR VIA THE
                                                SERVICES. You hereby waive any rights or requirements under any statutes,
                                                regulations, rules, ordinances, or other laws in any jurisdiction which
                                                require an original signature or delivery or retention of non-electronic
                                                records, or to payments or the granting of credits by any means other than
                                                electronic means.
                                        
                                        
                                            
                                        
                                        25. CALIFORNIA
                                                    USERS AND RESIDENTS
                                        
                                        If
                                                any complaint
                                                with us is not satisfactorily resolved, you can contact the Complaint
                                                Assistance Unit of the Division of Consumer Services of the California
                                                Department of Consumer Affairs in writing at 1625 North Market Blvd., Suite
                                                N
                                                112, Sacramento, California 95834 or by telephone at (800) 952-5210 or (916)
                                                445-1254.
                                        
                                        
                                            
                                        
                                        26. MISCELLANEOUS
                                        
                                        
                                        These
                                                Legal Terms and any policies or operating rules posted by us on the Services
                                                or in respect to the Services constitute the entire agreement and
                                                understanding between you and us. Our failure to exercise or enforce any
                                                right or provision of these Legal Terms shall not operate as a waiver of
                                                such right or provision. These Legal Terms operate to the fullest extent
                                                permissible by law. We may assign any or all of our rights and obligations
                                                to others at any time. We shall not be responsible or liable for any loss,
                                                damage, delay, or failure to act caused by any cause beyond our reasonable
                                                control. If any provision or part of a provision of these Legal Terms is
                                                determined to be unlawful, void, or unenforceable, that provision or part of
                                                the provision is deemed severable from these Legal Terms and does not affect
                                                the validity and enforceability of any remaining provisions. There is no
                                                joint venture, partnership, employment or agency relationship created
                                                between you and us as a result of these Legal Terms or use of the Services.
                                                You agree that these Legal Terms will not be construed against us by virtue
                                                of having drafted them. You hereby waive any and all defenses you may have based on the
                                                electronic form of these Legal Terms and the lack of signing by the parties
                                                hereto to execute these Legal Terms.
                                        
                                            
                                        
                                        
                                        27. CONTACT
                                                        US
                                        
                                        In
                                                order to resolve a complaint regarding the Services or to receive further
                                                information regarding use of the Services, please contact us at:
                                        
                                        
                                        
                                                    __________
                                                        
                                                    
                                                
                                        
                                                    
                                                            1386 Davis AveConcord
                                                        
                                                        
                                                    
                                                    
                                                
                                        
                                                        CA
                                                        
                                                        
                                                        94518
                                                        
                                                    
                                                        
                                                    
                                                    
                                                    
                                                
                                        
                                                United States